Review your bank, credit card and financial statements regularly to identify unauthorized activity. This is one of the most effective ways to quickly detect if your bank account, credit card or identity has been compromised.
Malware is software–a computer program–used to perform malicious actions. In fact, the term malware is a combination of the words malicious and software. Cyber criminals install malware on your computers or devices to gain control over them or gain access to what they contain. Once installed, these attackers can use malware to spy on your online activities, steal your passwords and files, or use your system to attack others.
Report any identity theft immediately by following these steps:Contact the three major credit bureaus and have them place a fraud alert on your credit report.If a credit card was involved, contact the credit card company and have a new credit card with a new number issued.Contact your local law enforcement agency and file a report.File a complaint with the Federal Trade Commission.Document all conversations so you know whom you spoke to and when.
Two-step verification is one of the best steps you can take to secure any account. Two-step verification is when you require both a password and code sent to or generated by your mobile device. Examples of services that support two-step verification include Gmail, Dropbox and Twitter.